Stripe Fees on A$100
The fee is A$2.00, so A$98.00 reaches your account — an effective rate of 2%, not the headline 1.7%.
A$100 through Stripe
- Total fee
- A$2.00
- Effective rate
- 2%
- Headline rate
- 1.7%
- Charge to net this
- A$102.03
- You keep
- Stripe keeps
Where the money goes
| Item | Amount | % of sale |
|---|---|---|
| Customer pays | A$100.00 | 100% |
| Percentage fee (1.7%) | A$1.70 | 1.7% |
| Fixed fee | A$0.30 | 0.3% |
| Currency conversion (+2%) | A$0.00 | 0% |
| Total fee | A$2.00 | 2% |
| You receive | A$98.00 | 98% |
What A$100 really costs
Charge A$100 through Stripe in Australia and A$98.00 reaches your account. The fee is A$2.00: A$1.70 from the 1.7% rate and A$0.30 from the fixed charge.
That works out at 2% of the sale, not the 1.7% on the pricing page. The gap is the A$0.30 fixed fee, and it shrinks as the amount grows — which is why processors quote the percentage and not the total.
Working backwards: to actually receive A$100, you would need to charge A$102.03. That is the number to use when you are quoting a client a net figure or splitting a bill.
A$100 by card type
| Card type | Fee | You receive | Effective rate |
|---|---|---|---|
| Domestic card | A$2.00 | A$98.00 | 2% |
| International card | A$3.80 | A$96.20 | 3.8% |
Frequently asked questions
What is the Stripe fee on A$100?
How much do I receive from a A$100 payment?
What should I charge to receive A$100 net?
What percentage is the fee on A$100?
Fee estimates for informational purposes only. Processor pricing changes without notice and varies by account, country, product and negotiated rate. Always confirm against your processor's own pricing page and your account dashboard before relying on a figure.