Stripe Fee Calculator for AUD

Rates for Australia · verified 2026-08-26 from stripe.com/au/pricing

What Stripe leaves you

A$98.00 reaches your account

Total fee: A$2.00
Effective rate: 2%
Headline rate: 1.7%
Charge to net this: A$102.03

You keep
Stripe keeps

Where the money goes

Stripe fee breakdown on A$100.00
Item	Amount	% of sale
Customer pays	A$100.00	100%
Percentage fee (1.7%)	A$1.70	1.7%
Fixed fee	A$0.30	0.3%
Currency conversion (+2%)	A$0.00	0%
Total fee	A$2.00	2%
You receive	A$98.00	98%

How Stripe pricing works in AUD

Stripe charges 1.7% plus A$0.30 on domestic cards in Australia. The two halves behave very differently: the percentage is the same whatever you charge, while the fixed fee is a bigger slice the smaller the payment. On A$10 you lose 4.7%; on A$1,000 you lose 1.73%.

There is no single Stripe rate here — the price depends on where the card was issued, not where you are. Stripe runs 2 tiers in Australia: domestic card at 1.7% + A$0.30 and international card at 3.5% + A$0.30. Pick the one that matches your customer.

On top of that sit currency conversion (+2%). These stack onto the same base, which is why a converted international payment can cost close to double the headline rate. Switch them on in the calculator to see what that does to a real figure.

Stripe charges no monthly fee on standard pricing, so the percentage is the whole cost.

Heads up. Stripe's Australian pricing page lists scheduled changes for October 2026 and April 2027. Check the live page before relying on these figures for a future date.

Stripe rate card, AUD

Stripe rate card for AUD
Payment type	Percentage	Fixed fee
Domestic card	1.7%	A$0.30
International card	3.5%	A$0.30
+ Currency conversion	+2%	—

Source: stripe.com/au/pricing, verified 2026-08-26

What it costs at a glance

Stripe fees by transaction size in AUD
Sale	Fee	You receive	Effective rate
A$10	A$0.47	A$9.53	4.7%
A$25	A$0.73	A$24.28	2.9%
A$50	A$1.15	A$48.85	2.3%
A$100	A$2.00	A$98.00	2%
A$250	A$4.55	A$245.45	1.82%
A$500	A$8.80	A$491.20	1.76%
A$1,000	A$17.30	A$982.70	1.73%
A$5,000	A$85.30	A$4,914.70	1.71%

Frequently asked questions

How much does Stripe charge in AUD?

1.7% plus A$0.30 per domestic card in Australia. On a A$100 payment that is A$2.00, leaving A$98.00 — an effective rate of 2%.

Why is my effective Stripe rate higher than 1.7%?

Because of the A$0.30 fixed fee. It is the same on every payment, so it weighs far more on small ones: a A$10 sale loses 4.7% while a A$1,000 sale loses 1.73%. The advertised percentage is only the floor.

How much should I charge to receive a specific amount?

Divide your target by (1 − 1.7%) after adding the fixed fee. To net A$100 you would charge A$102.03. The calculator does this automatically — the "charge to receive" figure updates as you type.

What extra does Stripe charge on international payments?

Currency conversion adds 2%. These are additive on the same base as the main rate, so an international card that also needs conversion pays both on top of the standard percentage.

Are these Stripe rates current?

They were read from stripe.com/au/pricing on 2026-08-26. Processor pricing changes without notice and can differ by account, country and negotiated rate, so confirm against your own dashboard before relying on a figure.

Fee estimates for informational purposes only. Processor pricing changes without notice and varies by account, country, product and negotiated rate. Always confirm against your processor's own pricing page and your account dashboard before relying on a figure.