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Stripe Fees on $5,000

The fee is $145.30, so $4,854.70 reaches your account — an effective rate of 2.91%, not the headline 2.9%.

Transaction details
Extra charges

$5,000 through Stripe

$4,854.70 reaches your account
Total fee
$145.30
Effective rate
2.91%
Headline rate
2.9%
Charge to net this
$5,149.64
  • You keep
  • Stripe keeps

Where the money goes

Stripe fee breakdown on $5,000.00
Item Amount % of sale
Customer pays$5,000.00100%
Percentage fee (2.9%)$145.002.9%
Fixed fee$0.300.01%
Total fee$145.302.91%
You receive$4,854.7097.09%

What $5,000 really costs

Charge $5,000 through Stripe in the United States and $4,854.70 reaches your account. The fee is $145.30: $145.00 from the 2.9% rate and $0.30 from the fixed charge.

For scale, the same rate card takes 5.9% of a $10 payment and 2.91% of a $5,000 one, against 2.91% here. It never falls below the 2.9% headline, only closer to it, because the flat $0.30 is charged once per payment rather than in proportion to it. Billing a client once for $5,000 therefore costs less than billing five times for a fifth of it.

Working backwards: to actually receive $5,000, you would need to charge $5,149.64. That is the number to use when you are quoting a client a net figure or splitting a bill.

Those figures assume a domestic card with no currency conversion. Stripe charges international card (+1.5%) and currency conversion (+1%) on top of the same base, and they stack. With all of them applied, the fee on $5,000 rises from $145.30 to $270.30 and you keep $4,729.70 instead of $4,854.70 — 5.41% of the sale against a headline 2.9%.

$5,000 if the payment is international

Stripe fees on $5,000 with each surcharge applied
Scenario Fee You receive Effective rate
Online card payment$145.30$4,854.702.91%
plus international card$220.30$4,779.704.41%
plus international card and currency conversion$270.30$4,729.705.41%

$5,000 on other processors

Processor fees compared on $5,000
Processor Fee You receive vs Stripe
PayPal · USD$174.99$4,825.01+$29.69

Frequently asked questions

What is the Stripe fee on $5,000?
$145.30 — made up of $145.00 at 2.9% plus a $0.30 fixed fee. You receive $4,854.70.
How much do I receive from a $5,000 payment?
$4,854.70 lands in your Stripe balance, assuming a standard online card payment with no international or conversion surcharge.
What should I charge to receive $5,000 net?
$5,149.64. That covers both the 2.9% rate and the $0.30 fixed fee, so exactly $5,000 is left afterwards.
What percentage is the fee on $5,000?
2.91% of the transaction. The headline rate is 2.9%; the difference is the fixed fee spread across this amount.
What does $5,000 cost if the payment is international?
$270.30 once international card and currency conversion are applied, leaving $4,729.70 instead of $4,854.70. That is 5.41% against 2.91% on a domestic card, because the surcharges are additive on the same base as the main rate.

Fee estimates for informational purposes only. Processor pricing changes without notice and varies by account, country, product and negotiated rate. Always confirm against your processor's own pricing page and your account dashboard before relying on a figure.

Data on this page last verified . How these figures are calculated

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