Stripe Fees on $300
The fee is $9.00, so $291.00 reaches your account — an effective rate of 3%, not the headline 2.9%.
$300 through Stripe
- Total fee
- $9.00
- Effective rate
- 3%
- Headline rate
- 2.9%
- Charge to net this
- $309.27
- You keep
- Stripe keeps
Where the money goes
| Item | Amount | % of sale |
|---|---|---|
| Customer pays | $300.00 | 100% |
| Percentage fee (2.9%) | $8.70 | 2.9% |
| Fixed fee | $0.30 | 0.1% |
| International card (+1.5%) | $0.00 | 0% |
| Currency conversion (+1%) | $0.00 | 0% |
| Total fee | $9.00 | 3% |
| You receive | $291.00 | 97% |
What $300 really costs
Charge $300 through Stripe in the United States and $291.00 reaches your account. The fee is $9.00: $8.70 from the 2.9% rate and $0.30 from the fixed charge.
For scale, the same rate card takes 5.9% of a $10 payment and 2.91% of a $5,000 one, against 3% here. It never falls below the 2.9% headline, only closer to it, because the flat $0.30 is charged once per payment rather than in proportion to it. Billing a client once for $300 therefore costs less than billing five times for a fifth of it.
Working backwards: to actually receive $300, you would need to charge $309.27. That is the number to use when you are quoting a client a net figure or splitting a bill.
Those figures assume a domestic card with no currency conversion. Stripe charges international card (+1.5%) and currency conversion (+1%) on top of the same base, and they stack. With all of them applied, the fee on $300 rises from $9.00 to $16.50 and you keep $283.50 instead of $291.00 — 5.5% of the sale against a headline 2.9%.
$300 if the payment is international
| Scenario | Fee | You receive | Effective rate |
|---|---|---|---|
| Online card payment | $9.00 | $291.00 | 3% |
| plus international card | $13.50 | $286.50 | 4.5% |
| plus international card and currency conversion | $16.50 | $283.50 | 5.5% |
$300 on other processors
| Processor | Fee | You receive | vs Stripe |
|---|---|---|---|
| PayPal · USD | $10.96 | $289.04 | +$1.96 |
Frequently asked questions
What is the Stripe fee on $300?
How much do I receive from a $300 payment?
What should I charge to receive $300 net?
What percentage is the fee on $300?
What does $300 cost if the payment is international?
Fee estimates for informational purposes only. Processor pricing changes without notice and varies by account, country, product and negotiated rate. Always confirm against your processor's own pricing page and your account dashboard before relying on a figure.
Data on this page last verified . How these figures are calculated