Stripe Fees on $100

The fee is $3.20, so $96.80 reaches your account — an effective rate of 3.2%, not the headline 2.9%.

$100 through Stripe

$96.80 reaches your account

Total fee: $3.20
Effective rate: 3.2%
Headline rate: 2.9%
Charge to net this: $103.30

You keep
Stripe keeps

Where the money goes

Stripe fee breakdown on $100.00
Item	Amount	% of sale
Customer pays	$100.00	100%
Percentage fee (2.9%)	$2.90	2.9%
Fixed fee	$0.30	0.3%
International card (+1.5%)	$0.00	0%
Currency conversion (+1%)	$0.00	0%
Total fee	$3.20	3.2%
You receive	$96.80	96.8%

What $100 really costs

Charge $100 through Stripe in the United States and $96.80 reaches your account. The fee is $3.20: $2.90 from the 2.9% rate and $0.30 from the fixed charge.

That works out at 3.2% of the sale, not the 2.9% on the pricing page. The gap is the $0.30 fixed fee, and it shrinks as the amount grows — which is why processors quote the percentage and not the total.

Working backwards: to actually receive $100, you would need to charge $103.30. That is the number to use when you are quoting a client a net figure or splitting a bill.

$100 on other processors

Processor fees compared on $100
Processor	Fee	You receive	vs Stripe
PayPal · USD	$3.98	$96.02	+$0.78

Frequently asked questions

What is the Stripe fee on $100?

$3.20 — made up of $2.90 at 2.9% plus a $0.30 fixed fee. You receive $96.80.

How much do I receive from a $100 payment?

$96.80 lands in your Stripe balance, assuming a standard online card payment with no international or conversion surcharge.

What should I charge to receive $100 net?

$103.30. That covers both the 2.9% rate and the $0.30 fixed fee, so exactly $100 is left afterwards.

What percentage is the fee on $100?

3.2% of the transaction. The headline rate is 2.9%; the difference is the fixed fee spread across this amount.

Fee estimates for informational purposes only. Processor pricing changes without notice and varies by account, country, product and negotiated rate. Always confirm against your processor's own pricing page and your account dashboard before relying on a figure.