Stripe Fees on £100

The fee is £1.70, so £98.30 reaches your account — an effective rate of 1.7%, not the headline 1.5%.

£100 through Stripe

£98.30 reaches your account

Total fee: £1.70
Effective rate: 1.7%
Headline rate: 1.5%
Charge to net this: £101.73

You keep
Stripe keeps

Where the money goes

Stripe fee breakdown on £100.00
Item	Amount	% of sale
Customer pays	£100.00	100%
Percentage fee (1.5%)	£1.50	1.5%
Fixed fee	£0.20	0.2%
Currency conversion (+2%)	£0.00	0%
Total fee	£1.70	1.7%
You receive	£98.30	98.3%

What £100 really costs

Charge £100 through Stripe in the United Kingdom and £98.30 reaches your account. The fee is £1.70: £1.50 from the 1.5% rate and £0.20 from the fixed charge.

That works out at 1.7% of the sale, not the 1.5% on the pricing page. The gap is the £0.20 fixed fee, and it shrinks as the amount grows — which is why processors quote the percentage and not the total.

For scale, the same rate card takes 3.5% of a £10 payment and 1.5% of a £5,000 one, against 1.7% here. It never falls below the 1.5% headline, only closer to it, because the flat £0.20 is charged once per payment rather than in proportion to it. Billing a client once for £100 therefore costs less than billing five times for a fifth of it.

Working backwards: to actually receive £100, you would need to charge £101.73. That is the number to use when you are quoting a client a net figure or splitting a bill.

Those figures assume a domestic card with no currency conversion. Stripe charges currency conversion (+2%) on top of the same base. With it applied, the fee on £100 rises from £1.70 to £3.70 and you keep £96.30 instead of £98.30 — 3.7% of the sale against a headline 1.5%.

£100 by card type

Stripe fees on £100 by card type
Card type	Fee	You receive	Effective rate
UK card	£1.70	£98.30	1.7%
EEA card	£2.70	£97.30	2.7%
International card	£3.35	£96.65	3.35%

£100 if the payment is international

Stripe fees on £100 with each surcharge applied
Scenario	Fee	You receive	Effective rate
UK card	£1.70	£98.30	1.7%
plus currency conversion	£3.70	£96.30	3.7%

Frequently asked questions

What is the Stripe fee on £100?

£1.70 — made up of £1.50 at 1.5% plus a £0.20 fixed fee. You receive £98.30.

How much do I receive from a £100 payment?

£98.30 lands in your Stripe balance, assuming a standard UK card with no international or conversion surcharge.

What should I charge to receive £100 net?

£101.73. That covers both the 1.5% rate and the £0.20 fixed fee, so exactly £100 is left afterwards.

What percentage is the fee on £100?

1.7% of the transaction. The headline rate is 1.5%; the difference is the fixed fee spread across this amount.

What does £100 cost if the payment is international?

£3.70 once currency conversion is applied, leaving £96.30 instead of £98.30. That is 3.7% against 1.7% on a domestic card, because the surcharges are additive on the same base as the main rate.

Fee estimates for informational purposes only. Processor pricing changes without notice and varies by account, country, product and negotiated rate. Always confirm against your processor's own pricing page and your account dashboard before relying on a figure.

Data on this page last verified 26 August 2026. How these figures are calculated