Stripe Fees on CA$100

The fee is CA$3.20, so CA$96.80 reaches your account — an effective rate of 3.2%, not the headline 2.9%.

CA$100 through Stripe

CA$96.80 reaches your account

Total fee: CA$3.20
Effective rate: 3.2%
Headline rate: 2.9%
Charge to net this: CA$103.30

You keep
Stripe keeps

Where the money goes

Stripe fee breakdown on CA$100.00
Item	Amount	% of sale
Customer pays	CA$100.00	100%
Percentage fee (2.9%)	CA$2.90	2.9%
Fixed fee	CA$0.30	0.3%
International card (+0.8%)	CA$0.00	0%
Currency conversion (+2%)	CA$0.00	0%
Total fee	CA$3.20	3.2%
You receive	CA$96.80	96.8%

What CA$100 really costs

Charge CA$100 through Stripe in Canada and CA$96.80 reaches your account. The fee is CA$3.20: CA$2.90 from the 2.9% rate and CA$0.30 from the fixed charge.

That works out at 3.2% of the sale, not the 2.9% on the pricing page. The gap is the CA$0.30 fixed fee, and it shrinks as the amount grows — which is why processors quote the percentage and not the total.

Working backwards: to actually receive CA$100, you would need to charge CA$103.30. That is the number to use when you are quoting a client a net figure or splitting a bill.

Frequently asked questions

What is the Stripe fee on CA$100?

CA$3.20 — made up of CA$2.90 at 2.9% plus a CA$0.30 fixed fee. You receive CA$96.80.

How much do I receive from a CA$100 payment?

CA$96.80 lands in your Stripe balance, assuming a standard online card payment with no international or conversion surcharge.

What should I charge to receive CA$100 net?

CA$103.30. That covers both the 2.9% rate and the CA$0.30 fixed fee, so exactly CA$100 is left afterwards.

What percentage is the fee on CA$100?

3.2% of the transaction. The headline rate is 2.9%; the difference is the fixed fee spread across this amount.

Fee estimates for informational purposes only. Processor pricing changes without notice and varies by account, country, product and negotiated rate. Always confirm against your processor's own pricing page and your account dashboard before relying on a figure.