PayPal Fees on $75
The fee is $3.11, so $71.89 reaches your account — an effective rate of 4.14%, not the headline 3.49%.
$75 through PayPal
- Total fee
- $3.11
- Effective rate
- 4.14%
- Headline rate
- 3.49%
- Charge to net this
- $78.22
- You keep
- PayPal keeps
Where the money goes
| Item | Amount | % of sale |
|---|---|---|
| Customer pays | $75.00 | 100% |
| Percentage fee (3.49%) | $2.62 | 3.49% |
| Fixed fee | $0.49 | 0.65% |
| International transaction (+1.5%) | $0.00 | 0% |
| Currency conversion (+4%) | $0.00 | 0% |
| Total fee | $3.11 | 4.14% |
| You receive | $71.89 | 95.86% |
What $75 really costs
Charge $75 through PayPal in the United States and $71.89 reaches your account. The fee is $3.11: $2.62 from the 3.49% rate and $0.49 from the fixed charge.
That works out at 4.14% of the sale, not the 3.49% on the pricing page. The gap is the $0.49 fixed fee, and it shrinks as the amount grows — which is why processors quote the percentage and not the total.
Working backwards: to actually receive $75, you would need to charge $78.22. That is the number to use when you are quoting a client a net figure or splitting a bill.
$75 on other processors
| Processor | Fee | You receive | vs PayPal |
|---|---|---|---|
| Stripe · USD | $2.48 | $72.53 | −$0.63 |
Frequently asked questions
What is the PayPal fee on $75?
How much do I receive from a $75 payment?
What should I charge to receive $75 net?
What percentage is the fee on $75?
Fee estimates for informational purposes only. Processor pricing changes without notice and varies by account, country, product and negotiated rate. Always confirm against your processor's own pricing page and your account dashboard before relying on a figure.